The Diploma in Health Insurance (DHI) Program and

the Health Insurance Associate (HIA) Program

Royal Center has signed an agreement with the America’s Health Insurance Plans in 2010 to offer the Diploma in Health Insurance (DHI) program and the Health Insurance Associate (HIA) program in Arabic language. (http://www.ahipinsuranceeducation.org/ahip/)

America’s Health Insurance Plans (AHIP) is the national association representing nearly 1,300 member companies providing health insurance coverage to more than 200 million Americans. AHIP’s member companies offer medical insurance, long-term care insurance, disability income insurance, dental insurance, supplemental insurance, stop-loss insurance and reinsurance to consumers, employers and public purchasers. AHIP is the most pronounced health insurance training organization.

Royal Center and an exclusive license to translate the materials for Fundamentals of Health Insurance Part A, Fundamentals of Health Insurance Part B, Medical Expense Insurance, Supplemental Health Insurance, Disability Part I and Fraud Part I courses into Arabic and the exclusive right to distribute or sell the translation materials throughout the Middle East and North Africa.

Students who pass AHIP’s translated exams for Fundamentals of Health Insurance Part A, Fundamentals of Health Insurance Part B, Medical Expense Insurance, Supplemental Health Insurance, Disability Part I and Fraud Part I, will be awarded the Health Insurance Associate (HIA) designation and shall be awarded AHIP’s full credits for Fundamentals of Health Insurance Part A, Fundamentals of Health Insurance Part B, Medical Expense Insurance, Supplemental Health Insurance, Disability Part I and Fraud Part I courses.

The two programs will be offered in Arabic in the second half of 2010.

The Diploma in Health Insurance (DHI) Program

To achieve the Diploma in Health Insurance (DHI) program, candidates has to successfully complete the three following subjects:

Fundamentals of Health Insurance

Part A (Basics of Health Insurance)

This course is the perfect way for candidate to build a solid foundation of the basic concepts and terminology of the health insurance industry. Candidate will learn about the various kinds of health insurance, contracts, sales and marketing rules, and how the insurance industry works. This course is essential for anyone who is new to health insurance.

Fundamentals of Health Insurance

Part B (Basics of Company Operations)

Learning about health insurance operations is a must for anyone who wants to serve in this industry. This course will give candidate solid knowledge on relevant topics, including issuance and installation of policies, policy renewal and changes, premium billing and payment, claims administration, and state and federal regulation of insurance.

Medical Expense Insurance

This course addresses forms of insurance coverage that provide reimbursement for various medical care expenses, such as group major medical insurance and individual hospital-surgical insurance. You’ll learn about marketing and sales rules, contract and provisions, as well as policy and claims administration.

The Health Insurance Associate (HIA) Program

To achieve the Health Insurance Associate (HIA) program, candidates has to successfully complete the Diploma in Health Insurance (DHI) program in addition to the three following subjects:

Supplemental Health Insurance

This course explores in detail critical illness insurance, as well as the administration of supplemental coverage for vision, dental, hearing, specified disease and cancer, special risks, accidents, and hospital services. Candidate will examine plans and learn what is likely to happen in the supplemental health insurance market in the future.

Health Insurance Fraud

Part I

This course gives valuable insight from this broad overview of health insurance fraud. This course focuses on investigative methods for detecting fraud and delves into the many areas in which fraud occurs, including fraud and abuse by providers, consumers, agents, and others.

Disability

Part I

This course explores the history and current trends of disability income (DI) insurance. You’ll get a thorough introduction to the market and background on government- and employer-sponsored programs, assessment of individual needs, application processes, contractual provisions, claims, and taxation.